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Podravska banka

Gotovinski krediti

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UVJETI

Visina kredita

  • od 1.000,00 do 40.000,00 EUR

Kamatna stopa

  •  5,90 % godišnje, fiksno

Naknada:

  • bez naknade

Rok otplate

  • od 13 do 120 mjeseca

Osnovni instrumenti osiguranja

  • Javnobilježnički potvrđena izjava
  • Javnobilježnički potvrđena zadužnica

Prema potrebi Banka može zatražiti i dodatne instrumente osiguranja povrata kredita.

 

Reprezentativni primjer

Valuta kredita EUR
Glavnica kredita 10.000,00 EUR
Rok otplate (godina) 7
Naknada Bez naknade
Iznos naknade za odobrenje kredita Bez naknade
Redovna kamatna stopa 5,90%
Efektivna kamatna stopa (EKS) 6,07%
Ukupan iznos kamate za razdoblje otplate 2.281,07 EUR
Visina mjesečnog anuiteta 145,62 EUR
Ukupan iznos za otplatu 12.281,07 EUR

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Opće informacije - nenamjenski kredit od 01.07.2025.

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Letak nenamjenski kredit od 01.07.2025.

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Opće informacije - nenamjenski kredit od 10.03.2025.

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Letak gotovinskog kredita od 10.03.2025.

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Gotovinski kredit za umirovljenike

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